Monthly Archives: October 2016

Equities First Finding Alternative Financing

As lending qualifications tighten, with banks or other lending institutions, more borrowers are finding it difficult to qualify for a conventional loan, based on their credit. Borrowers who need to raise capital in a hurry but do not qualify for a conventional loan are increasingly turning to margin loans or stock-based loans.

Stock-based loans, as a rule, have a higher loan to value ratio and a fixed interest rate, providing stability for the duration of the loan. Typically, a stock-based loan will be for three years. As markets go up and down, the borrower, protected because he or she is lowering their investment risk in a downside market. The borrower is allowed to walk away from a stock loan at any time even if the stock has lost value and will have no further obligation to the lender.

Margin loans are somewhat different. The borrower must be pre-qualified, the same as a conventional loan, but there must be a stated purpose for the loan. With a margin loan, the borrower can use the funds for any purpose even though the loan, secured by securities, is owned by the client. Interest rates will be variable, loan to value ratios will be lower, and the lender can liquidate the borrower’s collateral at any time.

Equities First Holdings is not your typical lending service. A traditional financial lending service will provide customers with assistance in securing a credit based loan. Equities First will assist in finding alternative financing solutions when a client is unable to procure a credit based loan from a bank or other lending institution. Equities First will help businesses and individuals in securing a loan, using stocks, bonds, and treasuries as collateral. Securing capital against publicly traded stock has made it possible for their clients to meet their personal and professional goals.

Founded in 2002 Equities First Holdings are a worldwide company headquartered in Indianapolis, Indiana. Today they have offices in nine countries to better serve their global market. To date, they have completed over 650 transactions, with a total value exceeding $1.4 billion. Equities First continues to offer clients high loan to value and fixed interest rates.

for more info: linkedin.com-company-equities-first-holdings-llc

An Artistic Vision With Doe Deere

Doe DeereArtists not only see the world in new ways. They also help others around them see the world in such ways as well. An artist can take something ordinary and make it unique. They can also use materials such as makeup and show others how to create a form of personal expression. This is the vision of Doe Deere. Deere is a makeup expert who has shown her customers that makeup isn’t just about using a bit of it here and there randomly. She has shown her clients that makeup is about the ability to create something wonderful that is all about seeing life in ways they have never seen before. Her world is one in which makeup is something special that can be used to create art where the person wearing it is both the artist and the canvas for the artist’s personal self expression. It is this kind of love of her product that has helped push Deere to become one of the world’s most respected makeup artists.

Her Own Viewpoint

Deere knows that being an artist means being true to yourself. She also knows that art can take many forms. For her, as she tells her fans, that truth is all about being part of a world where makeup rules. She wants her numerous fans at Lime Crime to understand that the power to change the world isn’t something that is abstract. She wants them to embrace the understanding that the power to change the world is something that truly lies within them. To this end, she has shown others that they can use ordinary items like makeup and create something amazing from them. Each day, she looks at the world of makeup and thinks about the new ways that she can use it. Her vision comes from deep inside of a special place where she lets her creativity dictate the rules. When she is able to tap into that special place, she can emerge with something that she knows her fans will adore and wish to copy. An audience is always on her mind as she strives to think about new ways to see the world of makeup.

Showing Off Her Vision

One of the things that also motivates Deere is a vision where she can find a forum to express her own inner thoughts and feelings. She knows that being able to create a reality is fun but being able to share it with others is even more amusing. Her world is one that demands to be shared with others. When she does so, she feels a sense of happiness that she has been able to help others learn how the power of makeup can be used for their own needs. This is she wants all those who visit her site to walk away with something special. She wants her visitors to walk away with the realization that within them is something entirely their own that can be pulled up with her own artistic help.

Follow her Twitter – @doedeere

Lip Balm Is Essential For Healthy Lips

Lip Balm is a wax-like substance that is always applied topically to the lips to relieve chapped or dry lips. Lip balm, in many instances, contains beeswax or paraffin as one of its ingredients but there is really no standard formula for the product. Most of the time, the ingredients used in various lip balms are decided on by the marketer or manufacturer of the product.

The sole purpose of all lip balms is to provide an air and water-tight layer to help you seal in the moisture in your lips. This action helps to protect them from the elements while you are outside, at the beach, or even shopping or playing tennis. It’s an important product because our lips will dry out. This can happen for a variety of reasons which include cold or hot temperatures, and even wind. If your lips dry out it can even be so severe that the drying can cause your lips to crack. Cracked lips can be quite painful as I am sure many of you know.

The best lip balms are those that use all natural ingredients and avoid ingredients that are bad and potentially harmful to the skin. These harmful ingredients include menthol, camphor, phenol, and alcohol.

One of the newest product’s on the market is a company called Evolution Of Smooth. EOS has, among other of its products a line of sensibly priced organic lip balms. The balms are appealingly flavored and packed with antioxidant-rich vitamin E. Vitamin E is a powerful antioxidant and also destroys stray free radicals that can damage skin. It is also fat soluble and is easily absorbed into the lips to help protect them from oxidative damage. Other ingredients include shea butter and jojoba oil. The lip balms manufactured by Evolution of Smooth are all hypoallergenic, dermatologist tested, and paraben and petroleum free products that will help give you soft, smooth, beautiful lips. products are available from online retailers Racked.com and Ulta.com.

Read more about the EOS company here: https://www.linkedin.com/company/eos-products-evolution-of-smooth-

 

Norka Martinez Luque: A Globally Recognized Musical Sensation

Norka can be described as a global musical star. She hails from the city of Caracas in Venezuela. Her artistic abilities were evident while she was still a minor. It seems her predetermined message was to use music in bringing a positive message to the universe.

Norka‘s supportive parents availed many opportunities for her to interact with musical instruments such as piano. Subsequently, she was also enrolled in ballet, voice practice, and flamenco programs. All these initiatives significantly paid off judging by the numerous accolades received by this promising musician.

Norka’s Professional Journey Begins

Norka’s educational aspirations landed her in France where she went to study business administration. Besides that, she also had the chance to enroll in fashion, marketing, and culinary arts courses, all of which she also received degrees. Her opportune stay in France enabled her to be part of a music group. This was a cherished opportunity as it brought her to the limelight. The legendary producer, Emilio Estefan, listened to Norka’s musical projects, showed interest, and signed up to his studio.

Word has it that everyone who rubs shoulders with Mr. Estefan becomes an outstanding musician. Working with the producer was convenient as Norka had a chance of learning new things on a daily basis. Three years down the line, the waiting fans were treated to the first ever single. The song was christened “As you do it.” The song made it to the top of Billboard charts for several weeks. Additionally, she also got a nomination for the best female pop artist during the Premios Lo Nuestro Awards held in 2011.

The Release of another Hit

It seems the whole team comprised of Hermanos Gaitan, Archie Pena, Luigi Giraldo together with Norka Luque knew what the fans wanted to hear. Under the leadership of Mr. Estefan Jr., another hit single dubbed “MILAGRO’’ was released. The song is a concoction of varied genres ranging from reggae, Caribbean tunes, and pop. This song became a major hit due to its content of love, romance, and message of hope.

The intent of the latest production was based on the mission of bringing a positive message to all fans globally. Even though new rhythms come up regularly, the underlying message must never be altered. Norka’s music is a perfect embodiment of positivity, and all artists have a need to embrace her intent. Anyone who wishes to be updated on Norka’s lifestyle endeavors should follow her social media pages.

Follow on facebook visit https://www.facebook.com/NorkaMusicOfficial
Follow on twitter visit https://twitter.com/norkaluque